🤲 Which day should I avoid lending money on?
पैसा उधार देने के शुभ-अशुभ दिन • computed from live planetary positions
The tradition's most famous lending rule is the Wednesday prohibition: money lent on Budhvar is said not to come back — Mercury the trader keeps what he takes. Tuesday lending breeds quarrels over the sum. If you lend, lend on a Thursday, on a favourable tithi, and never on your own Chandrashtama.
This page times a decision you have already made — it never recommends what to invest in, borrow, or lend, and no outcome is guaranteed by a date. For what and how much, consult your own judgement and a qualified financial advisor.
Upcoming favourable dates (next 60 days)
By the general panchang — before your personal layer. Select your rashi below to remove the days that are wrong for you specifically.
| Date | Tithi | Nakshatra | Tithi till |
|---|---|---|---|
| Sat, 25 Jul | Shukla Ekadashi | Jyeshtha | 11:36 |
| Mon, 27 Jul | Shukla Trayodashi | Mula | 16:16 |
| Fri, 31 Jul | Krishna Dwitiya | Dhanishta | 22:33 |
| Sat, 8 Aug | Krishna Dashami | Rohini | 14:00 |
| Sun, 9 Aug | Krishna Ekadashi | Mrigashira | 11:06 |
| Fri, 14 Aug | Shukla Dwitiya | Purva Phalguni | 18:48 |
| Sun, 13 Sept | Shukla Dwitiya | Hasta | 07:10 |
| Fri, 18 Sept | Shukla Saptami | Jyeshtha | 13:02 |
🎯 Your personal dates for this
Select your rashi (moon sign) — we exclude your Chandrashtama days and rank what remains. Don't know it? Find your rashi & nakshatra →
How this muhurta is determined
Folk muhurta preserves lending rules with unusual vigour because the stakes are relationships, not just money. Wednesday — otherwise excellent for commerce — is precisely wrong for LENDING: the exchange sticks on the other side. Tuesday adds Mars's heat: sums lent under him return, when they return, with a quarrel attached.
Thursday is the lender's day — Jupiter watches over generosity and its repayment alike — and Anuradha or Shravana, the stars of friendship and hearing, favour a loan that keeps the friendship it began with.
The personal layer guards your judgement: Chandrashtama and Vipat/Naidhana tara days are when soft-hearted misjudgements happen. And a rule older than any panchang: never lend on any day what the relationship cannot afford to forgive.
Frequently Asked Questions
Is the "never lend on Wednesday" rule really classical?
It is among the most widely kept vyavahara (folk-practice) rules across North India, tied to Mercury's nature as the keeper of exchange. Regional strength varies, but few traditions contradict it — and Thursday as the safe lending day is near-universal.
What about transferring money to family — is that lending?
Support given freely is a gift and carries no lending rules — give any day. The rules attach where return is expected: that expectation is the "loan" the muhurta governs.
More in Money & Purchases
Also see the year's fixed lists on Shubh Muhurat 2026, today's windows on Choghadiya and Rahu Kaal, and the full Panchang for your city.